.client-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.client-grid article,.fts-guide,.client-contacts{padding:28px;background:#fff;border:1px solid var(--line)}.client-guide h3{font-size:24px;font-weight:700;line-height:1.25;margin-bottom:18px}.client-guide ul,.client-guide ol{padding-left:22px;margin:18px 0;list-style:disc}.client-guide ol{list-style:decimal}.client-guide li{margin:10px 0;line-height:1.65}.client-guide p{line-height:1.7}.client-grid article>p,.guide-note{color:var(--muted)}.fts-guide{margin-top:24px;background:#e4f2fc}.fts-guide .btn{display:inline-flex;margin:8px 0 16px}.client-contacts{margin:24px 0}.client-contacts a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.guide-note{font-size:14px;margin-top:18px}@media(max-width:680px){.client-grid{grid-template-columns:1fr}.client-grid article,.fts-guide,.client-contacts{padding:22px}.client-contacts a{overflow-wrap:anywhere}}
.individuals-links{padding:0 6vw 72px;display:flex;flex-wrap:wrap;gap:16px 30px}
.individuals-links h2{flex-basis:100%;font-size:28px;line-height:1.3;letter-spacing:normal;font-weight:700;margin:0 0 8px}
.individuals-links a{padding:10px 0;color:var(--blue);font-size:16px;line-height:1.6;text-decoration:underline;text-underline-offset:4px}
@media(max-width:680px){.individuals-links{padding:0 20px 56px;flex-direction:column}}

.instruction-file{margin:26px 0;padding:24px;border:1px solid #9fc2dd;border-left:4px solid #1266b5;border-radius:10px;background:#fff}.instruction-type{font-size:12px;font-weight:750;letter-spacing:.05em;color:#1266b5}.instruction-file h4{font-size:21px;color:#142d4e;margin:12px 0}.instruction-actions{display:flex;gap:20px;align-items:center;flex-wrap:wrap;margin-top:18px}.instruction-actions .btn{background:#1266b5;color:#fff;min-height:46px}.instruction-actions>a{font-weight:700;color:#1266b5}.instruction-file p{max-width:650px}@media(max-width:600px){.instruction-file{padding:20px}.instruction-actions{gap:16px}}